Friday, February 26, 2010

Don't Go Broke Doing Your Taxes

I know what you are thinking, I'm unemployed...I don't have to do taxes this year. WRONG!!! Uncle Sam still wants his money, but there are a few things that can help you from ending up owing the government.

1. You can exclude up to $2,400 of unemployment compensation from your 2009 gross income. This break has expired for 2010.


2. You can avoid a "penalty tax" on IRA and 401(k) withdrawals if the withdrawal covers (but doesn't exceed) deductible medical expenses whether or not you actually take an itemized deduction for the expenses. (If you're receiving Trade Readjustment Allowances under the Trade Adjustment Assistance program and similar programs, you may be eligible for an even better deal, the Health Care Tax Credit, which can pay up to 80 percent of your premiums.)
You can avoid the penalty tax on 401(k) and IRA withdrawals by establishing a payment schedule of regular equal withdrawals over your lifetime or the joint lives of you and your beneficiary. There's also no penalty if you take a distribution when you separate from service at age 55 or older.


3. If you itemize, you can deduct job-hunting expenses as a "miscellaneous itemized deduction," to the extent that all your miscellaneous itemized deductions exceed 2 percent of your adjusted gross income. Job-hunting expenses can include: resume printing costs; postage; long-distance calls and faxes; travel expenses, including air, taxi and rail as well as mileage and tolls; and lodging expenses for out-of-town interviews.


4. If you find a new job and move, you may be able to deduct moving expenses. To qualify, the new job must be at least 50 miles further from your old home than your old job was from your old home. This is an "above the line" deduction, available whether you itemize or not.

5. IF you have access to a computer (clearly you do if you are reading this blog), do your taxes yourself at home. I did mine online using turbotax and it was simple and easy.

http://www.CCHGroup.com

Monday, November 30, 2009

That's What I've been Saying

I've been saying this for weeks, maybe since it's not an official article people will get my drift.

http://www.thegrio.com/2009/11/good-jobs.php

With the national unemployment rate in the double digits, those who are jobless are happy to get anything that cuts a paycheck. However, we should be demanding more than a paycheck from our employers. There is a difference between having a job and a "good job." According to economist Algernon Austin, a good job provides an above-poverty wage, quality health insurance and a retirement plan. Austin recently put out the new Economic Policy Institute report "Getting Good Jobs to America's People of Color," stating that wages should be consistent with proposed new U.S. poverty standards and international comparative standards, which are at 60 percent of the median household income - which computes to an hourly wage of about $14.50, or $30,000 a year.The report shows that only 27.6 percent of Americans had good jobs in 2008. But in 1979, that number was higher -- about 35 percent of the population had "good jobs". When this is broken down by race, the loss in good jobs over the last 30 years have been mostly felt by Latino men, followed by white men. Only white women have seen a gain in good jobs.
And yet when it comes to present-day totals, it is blacks and Latinos who lack good jobs. According to the 2008 survey, 31.5 percent of whites have good jobs, compared with 21.8 percent of blacks and 14.4 percent of Latinos. Even with a college education background, whites still have a slight advantage.I'm not shocked by this all. It never ceases to amaze me that with all the strides that people of color have made since the civil rights movement, including getting a black man in the White House, we are still having this conversation about decent wages with health insurance and retirement security. One can only wonder if America would have been different had Dr. King lived to carry out his Poor People's Campaign, when he expanded his advocacy for racial equality to also include economic justice. Unfortunately, the current economic downturn has only made the quest for employment equality worse. I have many friends and associates struggling to keep their low-wage jobs with no benefits, staying in their near-poverty cycle. As the folks on Capitol Hill discuss bringing jobs back to save the economy, we need to force a discussion on what exactly these jobs should look like.Providing more good jobs is not just the right thing to do from a benevolent perspective, but good jobs are good for a healthy economy. The report not only indicates that employees with proper wages are more likely to get out of poverty, but also that employees with proper health care are better workers, and a good retirement plan allows older employees to retire with dignity. In particular, those with quality health insurance are less likely to have an illness that impairs their ability to work. In addition, a proper retirement plan along with Social Security enables individuals to have a comfortable standard of living without having to continue working well beyond retirement age. If we can't strive to provide all Americans with good jobs, then what does it say about us as a society?

Monday, November 23, 2009

Holiday Tip for the Broke and Fab!


I've officially started my Christmas shopping. If you're on a tight budget like me below are some tips I find online to keep you for breaking the bank!


ATLANTA, Nov. 19 /PRNewswire/ -- The biggest shopping day of the year is just around the corner and consumers are looking to get more for their money this holiday season. Record unemployment and foreclosure rates and lower than average savings rates will impact spending, and more consumers are planning to use cash this year to avoid adding to credit card debt. (Source: National Retail Federation)
"It is especially critical during these challenging economic times that consumers make wise and well thought out purchasing decisions this holiday season," said Mechel Glass, director of education for Consumer Credit Counseling Service (CCCS) of Greater Atlanta.
CCCS of Greater Atlanta encourages consumers to take advantage of sales to make planned purchases, but leave other items on the shelf. "Don't let the thought of getting a 'deal' cloud your judgment," added Glass. "Impulse purchases can create holiday debt that you will pay for well into the New Year and beyond."
CCCS of Greater Atlanta offers tips to help shoppers:
Make a list and stick to it
Having a list of the people you need to buy for and a budget for each person is a great way to make sure you don't overspend. Jot down ideas for each person and use that to help guide you while you shop.
Plan your shopping before you leave the house
Use the newspaper circulars and the internet to plan your shopping trip. If you know exactly where you are going and what you plan to buy while you are there, you are less likely to deviate from your plan. Get an advanced look at Black Friday ads at web sites such as http://www.theblackfriday.com/ and http://www.bfads.net/ to help plan your day. Work with friends to cover the early morning specials at many stores. And don't be tempted to overspend simply because things are on sale. Stick to your list.
Shop before the big sales
Avoid the Black Friday mall crowds by shopping a day or two earlier. Many stores will refund the price difference if the item goes on sale within days of purchase. This policy may not apply to all Black Friday specials.
Avoid window shopping
Try not to head to a store without even an idea of what you are planning to buy. You will almost always end up spending more than you planned. If you go to a store for a particular item, get it and leave instead of strolling through all of the aisles.
Leave credit cards at home
Studies have shown that people who use credit cards to buy gifts spend an average of 30 percent more than people who use cash. When you add in all the finance charges over months, or even years, that "perfect gift" could cost you twice what you paid for it, or more. You can't make an impulse buy if you don't have the money with you to do it. Leaving your credit cards at home will require you to take some time to think about it before making a purchase.
Shopping Online? Don't forget about "Cyber Monday"
The Monday after Thanksgiving is expected to be a busy shopping day for online retailers. Online stores may be offering special deals with the hopes of increasing their sales. Visit http://www.cybermonday.com/ for regular updates on online deals.
Make sure you are really getting a deal
While there are many opportunities to save money this holiday season, something is not a deal just because the retailers says it is. Do your homework. Research the items you are considering, compare prices at several retailers, and be sure it is a deal before making the purchase.
Compare the price your retailer is offering by using sites such as http://www.pricegrabber.com/, http://www.bizrate.com/, and http://www.nextag.com/. For information on available rebates on consumer electronics, computer software and hardware, and other items, visit http://www.rebateplace.com/. And before you buy anything, look for coupons to save on in-store and online purchases. Sites such as http://www.couponcabin.com/ or http://www.dealcatcher.com/ can help you find deals for dollars off, a percentage off, or free shipping that can add up to hundreds of dollars in savings

Thursday, November 19, 2009

Ashley Gives Back


So I have been doing a really crappy job keeping up with my blog and I apologize. Today I am recommitting myself to my blog, because it is fun, and if I learned anything from Sarah Palin during her Oprah interview is that having a journal (hard copy or online) is a great way to look back on your life.
I haven’t been up to much, I back in Ohio. DC wasn’t as successful as I hoped but I’m still optimistic about my job search but I am going to change the way I do things…Don’t ask me how because I’m not really sure yet.
What I am sure of is I am going to be devoting some of my time to helping others. Luckily my mom works at a domestic violence shelter so I don’t have to look too far. My first project is to create a video for the shelter, but I am looking for other activities. I’m going to call it “Ashley Gives Back.” That means if you need a volunteer I’m your girl. I’m looking for one activity a week, if you know anything or an organization in and around Toledo that needs a volunteer let me know (a.traynum@gmail.com)!
PS…People and places have to be open to me video taping, my Flip will be volunteering with me!

Sunday, October 25, 2009

Should you sacrifice love for work?”



I recently read this article on CNN.com ( http://www.cnn.com/2009/LIVING/worklife/10/22/cb.sacrificing.love.for.work/index.html?imw=Y&iref=mpstoryemail )and the question is simple, “Should you sacrifice love for work?” Simple question…simple answer-NO! I can answer this question without hesitation because I know something about work life balance or the lack there of, and of all things love is the last thing you want to sacrifice for work. The reason I say NO is because when things go bad at work, in life or with friends it’s that special guy or girl who will help you through and hopefully give you some good advice.

Now I worked in Lima for two years and during that time I went on count them TWO dates. I will take some of the blame because I was so focused on doing a good job, and being focused on the next step I didn’t take the time to date or even look. What I learned is being focused or good at your job doesn’t mean things will work out, and when thing go bad it is helpful to have someone around to talk to about the roses and thorns of the day.

Maybe it’s because I am getting older and my friends are getting married but I think we all realize that with proper planning and compromise “having it all” can be obtainable. Yes you can have a job you like and a great guy, take my friend Megan for example. Megan met a great guy at work, dated, and they are now engaged. Had she said dating was off the table until she was in a top ten television, would she be dating loser after loser when what she really needed was already there in front of her? Luckily she won’t have to worry about that because the wedding is in August!


End of story if you like someone and your work schedule suck, pencil that person in he/she may be the best part of your day.

Ash

Thursday, October 22, 2009

Will Work for Presents


If you’re anything like me you are probably a “Holiday Whore” but short of going all Kwanza on people and making gifts this Christmas I may be looking for work at the local mall. I know it's early to be thinking about Christmas but I figure if QVC is selling prelit trees it's time to get myself into Christmas gear. The good news is that unlike the television news industry, retail may be hiring and that means you can expect a nice Christmas sweater from yours truly.

Don’t believe me-take a look at this press release below!
Ash


CHICAGO, Oct. 21 /PRNewswire/ -- The outlook for seasonal hiring in the fourth quarter of 2009 is projected to be similar to 2008, according to a new CareerBuilder survey. Eighteen percent of hiring managers plan to hire seasonal workers to meet business needs associated with the holidays and end-of-the-year wrap-ups, on par with 17 percent in 2008. At the same time, competition for holiday work is heating up. In addition to unemployed workers pursuing seasonal employment, 12 percent of employed workers plan to take on a seasonal job to help make ends meet. The survey, "Seasonal Hiring 2009," was conducted from August 20 to September 9, 2009 and included over 2,900 hiring managers across all industries nationwide.
Popular Seasonal Positions
Seasonal positions may prove to be the break job seekers are looking for as three-in-ten (31 percent) hiring managers indicate they are likely to hire a seasonal worker for a full time position. The most popular positions identified for seasonal recruitment include customer service, retail sales, administrative/clerical, hospitality, shipping/delivery, inventory, technology and accounting/finance. Of those hiring seasonal employees in Q4 2009, 41 percent will hire 1 to 10 employees, 17 percent will hire 11 to 20, 17 percent will hire 21 to 50 and 25 percent will hire more than 50.
Seasonal Pay
While some hiring managers (12 percent) say they plan to increase pay for seasonal workers, 15 percent are planning a decrease. Forty-four percent of hiring managers expect to pay $10 or more per hour and 12 percent expect to pay $16 or more per hour. Thirty-four percent of hiring managers plan to pay between $8 and $10 per hour and 20 percent expect to pay between $6 and $8.
"Competition for seasonal positions will be intense as the job market is flooded with qualified candidates vying for a smaller number of open positions," said Brent Rasmussen, President of CareerBuilder North America. "Employers tell us they are accepting the majority of their seasonal applications during October and November, meaning job seekers need to identify and apply for those opportunities now."
Rasmussen recommends the following tips for those seeking seasonal employment:
Start applying early - Seventy-seven percent of hiring managers do not plan to accept applications for seasonal workers beyond November. Especially in a competitive job market, getting your resume in early will help your chances of securing a position.
Do your homework - Nearly a quarter (24 percent) of hiring managers say that having no knowledge of the company or products deterred them from hiring a seasonal candidate in the past. Check out the company's Web site before the interview and familiarize yourself with products, services, press announcements, etc so the hiring manager knows you're serious about the opportunity.
Show enthusiasm -- Nearly half (48 percent) of employers say they were turned off by a candidate who lacked enthusiasm during their interview. Convey that you're excited about the opportunity to contribute to the success of the organization and stay away from saying the primary reason you want the position is for the employee discount.
Dress the part -- If you are interviewing for a job in a retail clothing store, it's a good idea to show up dressed in an outfit from that store. One-in-ten (11 percent) hiring managers said candidates who interviewed for a job in a competitor's ensemble were ultimately not considered for the open position.
Be flexible regarding your schedule - Forty-seven percent of hiring managers said they were turned off by a candidate who refused to work certain hours. Seasonal hours tend to fluctuate; you need to be open and flexible to alternative schedules.

It's a Womans World

WASHINGTON, Oct. 20 /PRNewswire-USNewswire/ -- Attention men: if you want to meet women, go to work. For the first time in our labor history, women will soon outnumber men in the workplace. Two factors are responsible for this landmark statistic: not only are more and more women choosing to work, even while having and raising children, but once in the workplace, fewer women are getting laid off than their male counterparts. According to the latest Bureau of Labor statistics, 10.3 percent of adult men are now unemployed, compared to 7.8 percent women.
Are glass ceilings being shattered here? Probably not. The reason for women's stronger hold on jobs is not because their economic contribution is finally being fairly and fully valued. Rather these new statistics reflect the kinds of positions women typically choose: "safe" jobs in sectors that have not been as hard hit by the current recession, namely government, education, and health care. Studies have shown that women are drawn to jobs in these fields because they are friendlier to flex- or part-time arrangements which women often require in order to balance work and families.
To catch up financially, women need to take more risk. Both in their career choices as well as in their investments, women are often too risk averse for their own good. Their fear of loss means they rarely win the race for financial security. And the ground is far from even in this race: because women live longer, they need more financial resources than men. They need to invest for growth both in their portfolios and in their professions.
Here's a risky move with a big potential pay-off for employed women to consider: ask for a raise. Not just at the moment, perhaps, given the current economic storm clouds, but when the weather clears, as it certainly will. The failure of women to ask for more money, or to negotiate for better perks and promotions, is legendary among human resource professionals.
Whether because of nature or nurture, men rarely have the same problem with the ask. They know what they're worth, and don't hesitate to ask for a bit more.
Ladies, you now have the employment numbers at your backs. You're taking charge of the labor force. Now you need to use this advantage to take charge of your financial destiny. Ask for (and expect) more - more money, more flexible schedules, more benefits, more upward mobility. And while you're at it: more stalls in the women's rest rooms. There are now too many of you to be waiting in line.

Thursday, October 8, 2009

Paging The Doctor


When I began this blog, I stated that it is my intention to always stay positive. Today I am going back on my word and I must admit, unemployment sucks. Not because my funds are limited but because it sucks when you’re sick and you don’t have any health insurance.


I don’t know if it was being on an airplane or the change in temperature coming from DC to Ohio but I’m sick. At first I thought it was just a normal scratchy throat but then the body aches kicked in. So since I can’t afford to go to the doctor, and I don’t want to be one of those people who go to the emergency room I need your help. What’s the best way to kick a cold and scratchy throat? I’m already on a liquid diet and sitting in bed as I type. But if your grandmother or mother passed along some of those great home remedies I want to hear them.

Ash

September employment numbers

According to this link, if you want a job you should be able to find one. I think she may be talking about a job at Taco Bell working the night shift.

http://www.prnewswire.com/news-releases/statement-of-us-secretary-of-labor-hilda-l-solis-on-september-employment-numbers-63274122.html

We ALL Hope So!

WASHINGTON, Oct. 7 /PRNewswire-USNewswire/ -- Speaker Nancy Pelosi issued the following statement today following a meeting at the White House with President Obama and Senate Majority Leader Harry Reid to discuss ways to stimulate job creation:
"Today's meeting with President Obama reaffirmed our top priority as a nation: getting Americans back to work. The President, Leader Reid, and I all agree that we must respond to the urgent need to promote the creation of good jobs, rebuild our workforce, and restore stability to our neighborhoods. Congress stands ready to partner with the White House to keep our economy moving in the right direction and lay the foundation for growth long into the future.
"Our recovery efforts have brought our economy back from the brink. The American Recovery and Reinvestment Act, Cash for Clunkers, and a series of other steps have halted the freefall and have begun put us back on the path to long-term prosperity. The House has passed measures to invest in the clean energy jobs and to extend unemployment benefits to workers hardest hit by the recession.
"We are beginning to see signs that the economy is turning around. But we are committed to take further action on behalf of the millions of Americans out of work or at risk of losing their jobs, their savings and their homes."

Wednesday, September 30, 2009

Counting My Blessings


It’s not even 7am and I have been up a few hours already. This morning I had to take a short drive to BWI airport (thanks Brandon) to take my friend Amanda to the airport. My dear friend is dealing with a family emergency that I will not discuss because its private family matter, however the past few days talking with her have given me so much perspective on life and what is most important.
Amanda and I have always been comfortable talking about our spirituality (where we are and where we want to be as Christians). In college if I skipped chapel she would always give me her notes and interpretation of the sermon. Over the past few months we’ve shared with each other words of encouragement and for the most part it keeps us both going. However sometimes I get so wrapped up in my Ashley bubble and thinking, “What’s next” I forget I am abundantly blessed already. That’s why today not only will I send a prayer up for my friend Amanda and her family I am going to count my blessings.
My Blessings (Just a few)
· My family
· My friends
· Waking up this morning with a sound mind and able body
· God’s grace
· Education and the tools to be successful
· My health
· “The extras” (not everyone has the internet, a laptop, or even a car)
I keep a journal in addition to this blog and I am going to try to write down three things everyday that I am blessed with. I encourage everyone to make a list today of your blessings. Whether you’re looking for a job or not, keep track of your blessing because I know sometimes it can be easy to complain, but it’s easier to say “God, thank you.”

Friday, September 25, 2009

We Need to Talk...



Today I went online to pay my cell phone bill and to say I was SHOCKED AND APPAULED is an understatement. My typical bill is $54.06 dollars because I NEVER go over my minutes; however, this month my bill is (I hope you’re sitting down) $256 dollars. It seems that I have been talking more than normal during my time away from the daily grind. The looming question is, if all of my friends are working who am I talking to?

The answer isn’t hard to figure out, it is indeed MY FRIENDS. Yes BITCHES it’s ya’ll!

Since I am not working the calls during the day have been coming in on a regular, and because I am a talker of course I answer. Now I will give some of you credit because the calls are sometimes job tips. For instance Grace did call me about a job she saw in her AKA newsletter, the problem is after that job tip I think we talked about working out and our weekly gossip for the next 43 minutes.

Now I enjoy phone time as much as the next girl, but I have to be real with myself and I can’t afford a bill of $256. That means I only have two choices:
A. Don’t answer my phone during the day.
B. Change plans and bite the bullet and pay a little more per month.
As you can guess I am going to have to choose B. I love you guys too much not to hear about how you almost fell asleep in a four hour meeting, or about how I need to look at the Latrian Milton remix, or the “gospel” McDonalds commercial on YouTube.

Here’s the deal if I am making changes this means YOU dear friends are going to have to make a few changes for me as well. What do you need to change you ask? Don’t call me from you work phone! I’m putting everyone on notice…. I’m paying an extra $17 a month to talk to any MOBILE user. I know it’s convenient to call me from your desk phone, because you can act like you are on an important business call but that is costing me money (money I can be spending sending out resume tapes or at happy hour). So next time your coworker emails you a hilarious link and you think I will like it, step away from your cubicle and give me a ring from your cell phone.


If this seems like too much work to walk away from your desk and make a call think of it this way…You’re not supposed to make personal calls at work anyway. I just saved your job and you just saved me some money!

Monday, September 21, 2009

Everyone needs a Hype Man


We all know the purpose of a hype man. In hip hop that person gets the crowd ready to party. At church the hype man is the deacon who shouts in agreement when the pastor is giving the word to the congregation. While we all understand why having hype man in these situations is necessary our lives seem to be a different story. But are our lives so different? Don’t we all need someone who pumps us up and occasionally sings our praises?
I realized that my ultimate hype man or should I say hype woman is my mother, Gayle Traynum (I’m using full names now so there is no confusion). While at a city meeting my mother sat next to a reporter for a local station. After talking to the reporter for a few minutes my mom politely asked if the opening at the station for a reporter had been filled. The reporter told her no and my mom told her about me and all of my great qualities and asked her if she can find my tape in the piles of tapes the station received and just make sure that the news director takes a look at my tape.
I would typically be mortified that my mother would bring me up in this fashion but I am happy for the gesture. We’re taught to be modest and humble but the hype man is unapologetic about your/mine Fabulosity. Plus when someone else says you’re awesome the comment doesn’t seem vain. That’s why I say beginning today EVERYONE should get a hype man, just make sure he or she doesn’t look like Flavor flav!

Thursday, September 17, 2009

4 Common Job Hunt Dilemmas Solved

By Selena Dehne, JIST Publishing
Overcoming unemployment during a job market drought can present quite the dilemma, all on its own. It can be particularly problematic, however, for job seekers without a college degree or with a questionable work history, for instance. Barriers such as these are all it takes in today's highly competitive job market to screen job seekers out of consideration for a job before they've ever scored an interview.
That's why it's imperative that job seekers be aware of their job hunt barriers and know how to downplay them on their résumé.
"Remember, your résumé is a marketing document in which you select the mix of information that will sell you to your next employer. You're not required to reveal every wrinkle in your background or bend over backwards to make sure a potential employer knows about your areas of weakness. Don't lie, but approach these challenges with creativity and a focus on the employer's needs and interests rather than on any problems you perceive in your own background," says Louise Kursmark, author of "Sales & Marketing Résumés for $100,000 Careers, Third Edition."
To handle common job hunt dilemmas, Kursmark offers the following résumé tips:
Dilemma No. 1: I'm afraid the employer will think you're too old.
Economic woes have prompted many older workers to defer retirement or seek lower-level jobs than the ones they previously held. Job seekers in such situations often worry they'll be screened out immediately because employers will think they're too old for the job. Job seekers who want to avoid broadcasting their age on their résumé should consider Kursmark's following tips:
Eliminate dates of college graduation.
Avoid any dates in the 1960s, 1970s and early 1980s.
Truncate your experience by leaving off early jobs (disguising perhaps 5 to 15 years).
Provide 10 to 20 years of experience, with dates, and then summarize prior experience under a subheading such as "Experience before 1990" or "Prior Professional Experience."
Dilemma No. 2: I don't have a college degree.
Certainly, a college degree gives job seekers an advantage. It's important to remember, though, that it's not the be-all end-all. The key to overcoming this dilemma is for candidates to emphasize their work history, skills and confidence and downplay their lack of a degree. According to Kursmark, job seekers without a degree may want to
Eliminate the Education section of their résumé altogether.
Head up the section with "Professional Development" or another title that doesn't call attention to an education credential.
Remember that some college is usually viewed more positively than no college. If you've taken some college courses, here are a few options for addressing your education on your résumé*:
UNIVERSITY OF CALIFORNIA AT SANTA BARBARA - Studies in Business and Economics (full-time 3 years)
COLORADO COLLEGE OF MINES - Completed 50% of requirements toward Bachelor of Science in Mechanical Engineering
Southern Connecticut State University, New Haven, Connecticut, Quinnipiac College, Hamden, Connecticut - Coursework in Business, Marketing and Economics, 1997 - 2000
Dilemma No. 3: I'm worried employers will suspect I'm a job hopper.
The term "job hopper" describes an individual who has been employed in a series of short-term stints with a handful of employers. Instances of job hopping tend to make employers doubt everything from the candidate's behavior on the job to their ability to make a long-haul commitment to an employer. In today's highly competitive job market, these doubts are all it takes to prompt an employer to reject a job seeker before he or she has ever scored an interview.Kursmark suggests the following tips for presenting a more positive appearance:
Consider eliminating one or more of your jobs, provided that doing so does not leave a gap that will provoke immediate questioning, thereby spotlighting the very thing you want to downplay.
If circumstances beyond your control contributed to your short tenure, consider adding a brief explanation along the lines of "Merger with Megacorp eliminated all regional sales offices in spring 2009" or "Sales unit dissolved when software was discovered to be unready for market." Generally, Kursmark advises against explaining or excusing in a résumé, but says that sometimes brief statements such as these can immediately overcome a negative reaction.
Concentrate on finding job opportunities through networking, where a personal referral can get you in the door and you can then wow the interviewer with your capabilities and provide a rationale for the short tenure of your recent jobs.
Dilemma No. 4: I performed poorly in my last job.
For job seekers who made a complete mess of their last job, or simply weren't in it long enough to make an impact, creating a powerful résumé may seem impossible. To sidestep this dilemma, Kursmark encourages job seekers to skip their excuses and
Try to find one or two success stories, and include them without a great deal of elaboration. For instance: "Only sales representative to secure multiple agreements for the company's primary sales strategy, a 3-month in-store trial" or "Successfully maintained sales volume in a flat industry and market."
Point out what you did accomplish and learn. For instance: "Laid the groundwork for a successful career in real-estate sales through intensive prospecting and community relationship-building." Don't mention that you didn't sell a single piece of property.
Another example: "Developed regional marketing strategy to improve brand recognition and increase market share by 10 percentage points." Kursmark asks, "Why broadcast that your plan was rejected by the senior VP? The accomplishment you're claiming is the development of the plan, a valuable management skill."
Kursmark reminds job seekers that problematic issues may come back to haunt them after the initial résumé screening. "You must be prepared to answer questions about such situations on the first phone screen. Be sure to practice your explanations so that they are concise, nondefensive and as positive as possible," she says.
*Excerpted from "Sales and Marketing Résumés for $100,000 Careers, Third Edition" by Louise Kursmark.

Tuesday, September 15, 2009

Libraries on Frontline

I wrote about the importance of public libraries with WORKING facilities last week...I wasn't just pouting, people really need them today.

Libraries on Frontline of Connecting Americans With Online Government, Job Resources

My Bad

OMG...I am SOOO sorry, I just realized people have been making comments on my blog. I will respond to everyone in the future. I wasn't ignoring you, I just didn't know anyone besides my family was reading this. Thank you to everyone out in there in the blog world for the words of encouragement!

I promise to do better, now that I know where to look.


Love,
Ash

Swag Matters


We all know Swag matters...But this new study makes it official. Take a look.

Job-Seekers: Update Your Look Before You Update Your Resume

NEW YORK, Sept. 14 /PRNewswire/ -- In an era when unemployment rates are soaring to near record highs, male job seekers may be more successful if they update their appearance along with their resume. Results from a recent survey of more than 500 HR professionals - commissioned by Gillette [PG] and conducted by Harris Interactive - indicate that 84% of HR professionals agree that well-groomed employees climb the corporate ladder faster than those who are not well-groomed. When it comes to first impressions, ninety percent of HR professionals place more importance on being well-groomed than even a firm handshake.
"How you look has a direct impact on how you feel, your confidence and self-esteem," says Mark Jeffries, business consultant, communications expert and author of the best-selling book, What's up with your handshake? "This is as true for guys actively seeking a job as it is for those who are currently employed and seek a competitive advantage. At the same time, seemingly small details, like a clean shave or a great-fitting - but not necessarily expensive suit - send important visual cues to others about your professionalism and confidence."
Almost two-thirds of HR professionals surveyed believe that a candidate's physical appearance is important in distinguishing them from other job candidates, and more than 90% agree that a candidate who takes the time to be well-groomed projects confidence. On the other hand, when a candidate arrives unkempt for a job interview, HR professionals conclude he shows a lack of professionalism and more than half believe he is not interested in the position. Despite this information, HR professionals still report that nearly one in five employees, on average, is not well-groomed.
A clean-shaven face was identified specifically as a critical grooming cue. HR professionals cited facial stubble as one of the biggest red flags when meeting a job candidate for the first time, while 83% percent said that being clean-shaven is at least somewhat important in making a good first impression. Other major areas of concern for HR professionals include body odor or sweat stains, and wrinkled and inappropriate or ill-fitting clothing.
Jeffries notes that, "Whether you're actively job searching or currently employed, you never know when the next opportunity will present itself. You can run into a potential employer at the gym or on your way to the store, so it's really important to look and feel your best at all times."

Breakfast is served

Brandon was so involved in his job search he forgot he was making pancakes.

Monday, September 14, 2009

A Positive Attitude...Just what the doctor ordered

Sorry for the delay…I need a new power cord for my laptop so I am out of the loop for the next few days.

But here is what is on my mind today (and maybe for the next few if I don’t get a cord soon)
I was recently speaking with one of my friends about my job search, because she asked even though I have told people I have a strict “don’t ask, I won’t tell policy.” Despite my policy the questions still insist and I told her the truth. That truth is, despite what we see on TV the job market still sucks, and for those in media the market can be even worse. Her response, “Stop being so picky.”

I don’t know if it was the dismissiveness of the comment or the fact that it was insensitive but it really made me mad for a few reasons. First because when people share their problems with me I try to give words of encouragement and tell the person to keep pursuing their dreams. So why is it that because I am a reporter I should give up on mine. Secondly because I’ve been applying for EVERYTHING under the sun so I am not being picky. Lastly I did not ask for any advice, I was simply answering the question, “How is your job search going.”

I shared with my friend Brandon how the comment rubbed me the wrong way. Brandon who is very rational offered me some great advice I think is important to share. He told me in a few words, “Friends are in your life for a reason and a season, and when times are tough surround yourself with positive people because those are the people who will keep you going.”

Brandon is totally right. Since losing my job I have found out who my real friends from small and large outpourings of support. That’s why today I am taking that advice and saying goodbye to the Frenemies who wish me well, but then offer a backhanded advice. Because at the end of the day it is the positive people who will lift ones spirits. It doesn’t matter what you’re going through whether it looking for a new job or new boyfriend positivity is infectious and that’s just what the doctor ordered.

Ashley